Buying a house?

Below is a simplified explanation of the process of conveyancing which covers the main points when buying a property.

Having bought and sold many of the same properties several times over, you could say we have insider knowledge that will help you make that important completion – hassle free. Call our conveyancing team at Taylor&Emmet on 0114 218 4000 or contact us online so we can provide you with expert legal advice for the house buying process.


Below is a simplified explanation of the process of conveyancing which covers the main points when buying a property. Taylor&Emmet solicitors conduct a great deal of legal work behind the scenes to ensure that your move runs smoothly and that you are made aware of anything which could affect your purchase of the property.

Instruction & Searches

Upon receipt of the relevant information about the parties and property involved, we contact the seller’s solicitor to obtain draft contracts, title information such as copies of the deeds, a list of fixtures and fittings and a property information form. We conduct various searches on the property you are buying to uncover anything which you need to be aware of which could affect your purchase.

Contract report & Mortgage details

We check the terms of the contract and the title information in detail and carry out additional enquiries with the seller’s solicitor. When we have received the results of the searches and replies to any additional enquiries, we will prepare a property report for you, bringing to your attention the property details. At this stage we will ask you to sign the documents in relation to your purchase and let us have the deposit. We will then check the details of your mortgage offer and ensure there are no special conditions that have to be satisfied before the funds can be made available. Once you have signed the documents and your mortgage offer has been checked, we can begin to discuss possible dates for completion; this is the moving date. The completion date must be agreed by all the chain before contracts can be exchanged. We strongly recommend that you do not agree completion dates with the other parties in the chain before we have advised you that we are at that stage, as this can lead to you feeling frustrated and disappointed.

Exchange of contracts

Exchange of contracts takes place between us and the seller’s solicitor. At this stage you and the seller are legally committed to the transaction.  We will deal with requesting funds from your lender and dealing with the final searches and any balance which is required from you.

Completion

This is the point when the money is transferred electronically between parties. Once this has taken place completion is effected and keys can change hands. Your conveyancer will deal with payment of Stamp Duty Land Tax and register your ownership at the Land Registry.

What happens next

Call one of our specialist conveyancing solicitors who will help you through the process and advice in any question you may have, there is very little our residential conveyancing department doesn’t know about Sheffield and its property market.

In fact, having bought and sold many of the same properties several times over, you could say we have insider knowledge that will help you make that important completion – hassle free. Alternatively fill out the our simple enquiry form.

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If you are interested in understanding how Taylor&Emmet can help you with house move, sale or any property matters then please contact:

John Outram

John Outram

Partner - Conveyancing

0114 218 4048

Email: john.outram@tayloremmet.co.uk

Office: Sheffield

Contact John Outram  or meet my team