Obtaining debt finance can prove vital in providing the necessary financing for the continued development and growth of your business or to get your property development or investment underway. It also means that, unlike equity funding, you will not have to cede ownership of your company.
The banking and finance team, which is made up of corporate, banking, insolvency, restructuring and commercial property lawyers from across the firm, provides advice and assistance to borrowers, lenders, developers, investees and investors on a wide variety of banking and finance matters for both institutional and private lenders, as well as all sizes and types of borrowers, whether PLCs, SMEs, OMBs, partnerships, public sector bodies, trusts, charities, social enterprises, or individuals. Our clients include major high street banks, building societies lending money, borrowers raising working capital or on the acquisition trail, asset based lenders, invoice lenders, property developers, venture capital funds, business angels and private investors.
We can help with everything from drafting and checking loan agreements and conducting due diligence on potential borrowers to assessing securitisation arrangements and property related transactions. Whether it is a multi-million pound refinancing for a multinational group, a leveraged buy-out, acquisition or real estate finance, an asset finance facility, a development capital deal for a fast-growing business, a property development facility or an early stage investment in a start-up company, our team have the experience and ability to handle the issues, draft and negotiate the right legal documentation, and give clear, concise and timely advice.
In today’s modern business world it has become ever more important that businesses have access to facilities which allow them to ease the potential cash flow tension between the competing demands of debtors and creditors. Asset based lending is becoming increasingly popular and can be hugely beneficial for businesses by allowing them to unlock capital in their inventory or book debts to raise credit facilities and continue funding their businesses via organic growth.
Whether your business requires debt finance for general working capital purposes, to fund a specific acquisition, or a complete refinancing of your current debt facilities, our banking and financing lawyers understand that all facility agreements must fit the commercial needs of your business. We will work with you to ensure that the legal documentation is suitably structured to provide you with certainty and flexibility on the facilities available for drawdown, allowing you to continue to manage the development and growth of your business.
Our areas of expertise include:
- Acquisition finance
- Asset finance facilities
- Project finance
- Real estate funding
- Business re-financings
- Re-banking transactions
- Development finance
- Non-recourse financing
- Invoice discounting
- Factoring agreements
- Leveraged finance